Tag: Ramit Sethi

Money Mastery: 10+ Years of Personal Finance Wisdom Distilled From 3 Essential Books

Money Mastery: 10+ Years of Personal Finance Wisdom from 3 Essential Books

Companion article to One Thousand Gurus Podcast Special Episode #60

The Books That Changed How I Think About Money

Over the past decade, I’ve read dozens of personal finance books. Some were helpful, many were repetitive, and a few were downright misleading. But three books stood out as absolute game-changers—books that I wish someone had handed me when I first started my financial journey.

Today, I’m going to share the most powerful insights from these three books and show you how they work together to create a complete personal finance system:

By the end of this article, you’ll have a complete roadmap for building wealth—not just tactics, but the psychology and philosophy to back them up.

Why These Three Books?

Here’s what makes this combination so powerful: Most financial advice focuses on only one dimension. You’ll get books that are all tactics (“open this account, buy that fund”) or all philosophy (“money is energy, abundance mindset”).

But real financial success requires three things working together:

  1. The mechanics – You need a system that actually works
  2. The mindset – You need to understand why you make the money decisions you do
  3. The strategy – You need a long-term plan that compounds over decades

These three books, when read together, give you all three dimensions. Let me show you how.

Continue reading “Money Mastery: 10+ Years of Personal Finance Wisdom Distilled From 3 Essential Books”

10 Personal Finance Truths I Wish I Learned in My 20s

Advice on personal finance I wish I learned sooner.

If you’ve been following my book summaries, you know I’ve spent years reading and distilling the best personal finance books out there—from classics to modern masterpieces like:

After reading dozens of these books and implementing their strategies in my own life, I’ve discovered something important: most personal finance advice is solid, but the real challenge isn’t knowing what to do—it’s actually doing it consistently.

Through coaching others on gaining clarity and control over their finances, I’ve seen firsthand which principles create real transformation and which ones sound good but don’t work in practice. I’ve also learned that the small financial decisions we make (or don’t make) in our 20s compound into massive differences down the road.

Looking back at my own journey, I realize there are core truths that—if I’d truly understood and applied them earlier—would have accelerated my financial success by years. These aren’t obscure secrets or complex strategies. They’re foundational principles that the best financial minds agree on, but that most of us learn the hard way.

Here are the 10 personal finance truths I wish someone had clearly explained to me when I was starting out—and more importantly, what you can do about them right now.

Continue reading “10 Personal Finance Truths I Wish I Learned in My 20s”

TOTD: How to spend more money guilt-free

The key to spending more is to know what you value and what brings you happiness.

For many of us, we feel like we’re not good with our money.

  • We spend more than we think we should
  • We buy things that don’t make us happy long-term
  • We get buyers remorse often
  • We find we have less money at the end of the month
  • We’re constantly waiting for payday so we can feel good again

The key to being able to spend more is to:

  1. Know what you value, what brings you true joy, and spend more on that
  2. Cut mercilessly on things we don’t value or doesn’t bring us lasting happiness

From there, you can develop your own “conscious spending plan” as outlined in the book I Will Teach You To Be Rich by Ramit Sethi.